Why Payday Loans Are Illegal In Some States

Up until about five years ago, you could find a payday loan establishment on every street corner. These quick fix alternatives help those who are caught in a financial pinch in-between paychecks. The concept is novel, but the problem is that most people get one loan to pay back another. Soon, they have several loans floating at once, and they get i...
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Credit card debt: know your rights

There can be no doubt credit cards are a popular way to pay and keep track of consumer purchases. What some people fail to realize soon enough is that carrying a balance on a credit card is exactly the same thing as borrowing money. The difference between credit card debt and a loan is that loans get paid off. Credit card debt can conceivably last ...
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Tax Deductions: Legal Pitfalls to Avoid

Most of us grow cold when the taxman comes calling. The feeling gets worse especially when you have to deal with a high tax bill or a tax audit. Simply put, most of us are never prepared for the tax season even if we have been through it so many times and came out without a scratch or even if we have overt signs on our faces, telling us that the ta...
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