Tuesday, 06 April 2010 05:45

A lack of compassion for the disabled

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Is the system for the disabled operated by the U.S. Federal government a fair and compassionate one?. Well, the simple truth is, the disability system that is set up to help you when you are most in need...rarely does that. Yes, you may eventually win your benefits, but the chances are good that you won't receive a cent until you've lost your home, your savings, your health insurance (and access to medications and medical treatment), and, to add insult to injury, a fair portion of your dignity as well.

From the very start of the process, to the very end, individuals who are approved for benefits may have to endure a process that can last as long as three years. Sound ridiculous? No doubt, it is, and quite dispassionate as well. Individuals who apply for an SSA check typically are between a rock and a hard place. They are unable to go to work and every day
without income is a day they come closer to not having a home in which to live.

But despite such awful scenarios, the system is not geared to even take into consideration such emergency situations. If you are about to lose your home, or your health insurance, it may have little impact on how long it takes to process your claim.

Here's a couple of useful tips, though: if you find yourself in the position of having to apply for benefits, keep in mind that the process will be very long. This way, you can make better financial decisions. The second tip is this: make sure you keep up to date with your medical treatment since that is what a decision on your claim will be based on. Even if you don't have medical health insurance any longer, try to be seen at a free clinic or county health
department. Always keep in mind that if you haven't been seen by a doctor recently, it will be extremely difficult for an approval to be made on your behalf.

Following just a few simple tips like these can often have the effect of making the process a bit less harsh, and, in some cases, more endurable.

The author of this article is Timothy Moore, who, in addition to being a former food stamp caseworker, medicaid caseworker and AFDC caseworker, is a former disability claims examiner. He publishes information at Social Security Disability Tips and Secrets which features a helpful and informative Social Security Disability faq
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